AVP-Credit Adminstration

RESPONSIBILITIES:

A. Bilateral Loans

• Issue facility letters and review non-standard facility agreements and security documentation for complex deals drafted by external counsel, ensuring all terms comply with approved credit conditions, Group policies, and regulatory requirements.
• Confirm that executed documentation is perfected and in good order before credit facilities are implemented.
• Actively manage risk - identify and resolve discrepancies, and ensure proper approval is obtained from the authorized approver prior to implementation.
• Apply strong product knowledge across real estate, construction, project finance, and trade finance.
• Oversee safe custody of legal and security documentation in the vault and maintain accurate records in the collateral management system.

B. Syndication Loans

• Execute all administrative tasks required to support borrowers and lenders in the Loan Agency function throughout the loan lifecycle.
• Ensure documentation is perfected, in good order, and aligned with approved credit terms.
• Operate as agent on complex syndicated deals - a highly visible role requiring precision, sound understanding of deal mechanics, and confident management of borrowers, lenders, and internal stakeholders.
• Actively manage risk to protect the commercial interests of the Bank, borrowers, and lenders.

C. Credit Risk Monitoring, Reporting, and Operational Risk

• Monitor credit risk and escalate exceptions related to covenant compliance, documentation expiries, property revaluations, insurance renewals, annual credit reviews, and early alert indicators.
• Prepare monthly limit and exposure reports and fulfill internal and regulatory reporting obligations related to the loan portfolio.

QUALIFICATIONS:

1. Bachelor's degree in business administration, banking and finance, risk management or related discipline.
2. Minimum of 5-8 years of solid experience in credit administration and/or loan agency functions within a wholesale
or corporate banking environment.
3. Highly meticulous with strong risk awareness, capable of working independently, adaptable to fast-changing
environments, and equipped with strong communication, interpersonal, and organizational skills.
4. Demonstrated strong quantitative, analytical, and problem-solving abilities, particularly in credit control,
documentation, and portfolio monitoring.
5. Ability to manage multiple initiatives simultaneously and to perform effectively under demanding conditions and
tight deadlines.