Consumer Credit Representative II- Buffalo NY

Consumer Loan Application Evaluator

Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.

Primary Responsibilities

• Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
• Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.
• Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
• Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.
• Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
• Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.

Scope of Responsibilities

Works under general supervision. Exercising lending authority to $150,000.

Supervisory/Managerial Responsibilities

Assist in the development and training of junior staff.

Education and Experience Required

Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience

Education and Experience Preferred

Previous Consumer credit experience preferred

Physical Requirements

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America